Graduating Students — Information Resources

The following web sites are useful resources for students who are close to graduation or students who just want information about loan repayment, managing their loans, loan forgiveness, loan cancellation and loan consolidation.

Exit Interview

An Exit Interview is required of all borrowers prior to graduation or when the student falls below half-time status. Students not able to complete Exit Interviews online should contact the Office of Financial Aid. You will need your 4-digit PIN to access your information.

https://studentloans.gov/myDirectLoan/index.action

Information Specific To Your Loans

Information about the federal student loans you have borrowed is located on the following website:

You will need your 4-digit PIN to access your information.

http://www.nslds.ed.gov/nslds_SA/

Managing Your Account

Information about managing your account, loan consolidation, enrolling in secure message alerts, and making payments is available at the following Federal Student Loan Servicing main page:

https://www.myedaccount.com/

Repayment Information

Information about repaying your loans.

http://studentaid.ed.gov/PORTALSWebApp/students/english/repaying.jsp

Repayment Plans And Calculators

Information on the different repayment plans and calculators to calculate your estimated loan payments:

http://studentaid.ed.gov/PORTALSWebApp/students/english/OtherFormsOfRepay.jsp

http://www.finaid.org/calculators/loanpayments.phtml

Income Base Repayment Plan (IBR)

Information on Income Based Repayment or IBR located on the following website:

http://studentaid.ed.gov/PORTALSWebApp/students/english/IBRPlan.jsp

Pay As You Earn Repayment Plan (PAYE)

Information on the Pay As You Earn (PAYE) Repayment Plan:

http://studentaid.ed.gov/repay-loans/understand/plans/pay-as-you-earn 

http://studentaid.ed.gov/repay-loans/understand/plans/pay-as-you-earm/calculator

http://studentaid.ed.gov/sites/default/files/pay-as-you-earn.pdf

Postponing Repayment

Information if you have trouble making your education loan payments:

http://studentaid.ed.gov/PORTALSWebApp/students/english/difficulty.jsp

Public Service Forgiveness Program

Information on Public Service Loan Forgiveness Program is located on the following web site:

http://studentaid.ed.gov/PORTALSWebApp/students/english/PSF.jsp

Loan Consolidation

Information on loan consolidation is located on the following website: http://loanconsolidation.ed.gov/index.html

Teacher Loan Forgiveness Program/Teacher Cancellation

The Teacher Loan Forgiveness Program is for the Direct Subsidized/Direct Unsubsidized Loans as well as the Subsidized Federal Stafford/Unsubsidized Federal Stafford Loans. The program’s intention is to encourage individuals to enter &/or to continue in the teaching profession. Under the program’s umbrella, if you teach full-time for five complete & consecutive academic years in certain elementary, secondary schools & educational service agencies that service low-income families, & meet other qualifications, you may be eligible for forgiveness. The Teacher Cancellation Program is for those students who received Federal Perkins Loans & have served full-time in a public or nonprofit elementary or secondary school system in a low-income area or have taught in certain subject areas.

https://studentaid.ed.gov/repay-loans/forgiveness-cancellation/teacher

Teacher Loan Forgiveness Forbearance Request Form

https://www.mygreatlakes.org/mglstatic/sharedcontent/forms/tlff.pdf

U.S. Department of Education

Information from preparing for college to managing the repayement of loans.

You may need your 4 digit PIN to access your information.

http://www.studentaid.ed.gov