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Students who need to borrow funds to bridge the gap between the financial aid awarded and their cost of attendance can choose the Federal Graduate PLUS (Grad PLUS) Loan.
Matriculated graduate students may be eligible to borrow funds from the Federal Direct Grad PLUS Loan program. The Grad PLUS loan has a fixed interest rate and all of the federal student loan benefits of the William D. Ford Federal Direct Loan Program (Direct Loans) during the life of the loan. Unlike the Direct Loan, the Grad PLUS loan requires a credit approval and charges a 4% origination fee. This loan is available for students who meet the following criteria:
The Grad PLUS loan may be borrowed in lieu of the Alternative/Private loans.
Click here to learn more about the Grad PLUS loan.
Download the Loan Comparison Chart to help you consider the significant variables when choosing between the Grad PLUS Loan and an Alternative/Private loan.